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Personal loan is a loan taken by an individual to fulfill financial emergencies or any personal expenses. It’s an unsecured loan i.e lacks collateral. It’s provided by an entity (Bank) to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest rate the lender is charging, and date of repayment. If ever you fall in urgent need of funds to pay off your debts, have some kind of unforeseen medical emergency, willing to renovate your home or planning a vacation, a personal loan can be a ‘great option' to pay for such expenses. The advantage can also be availed to meet other requirements such as:

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